Ventura County Mortgage Broker

Looking for a Mortgage Broker in Oxnard?

I'm Tino. I've been helping Oxnard families buy homes for 25+ years. Pre-approved in 24 hours or I pay you $100. That's my guarantee.

(805) 393-6278
93030-93036
ZIP Code
$685,000
Median Home
24 Hours
Pre-Approval
5.0
Rating

Here's Why Oxnard Families Choose Me Over Big Banks

Oxnard is the largest city in Ventura County and offers beautiful beaches, a thriving downtown, and diverse neighborhoods perfect for families and first-time homebuyers. With a median home price of $685,000, Oxnard provides more affordable options compared to neighboring coastal cities while still offering excellent schools, parks, and ocean access.

Look, I've been working in Oxnard since 1999. I know every neighborhood, every street, every appraiser. That local knowledge? It saves you time and money.

Here's the difference: Banks give you ONE loan option—theirs. I shop 20+ lenders and bring you the 3 best offers. You pick the winner. Plus, I answer my cell phone at 9pm on a Saturday. Try that with Wells Fargo.

"But Tino, Which Loan Should I Get?"

Great question. Here are the most popular options for Oxnard buyers. Not sure which one fits? Call me—I'll tell you in 5 minutes.

I Know Every Oxnard Neighborhood

I've closed loans in all of these neighborhoods. I know which ones have the best schools, which ones are appreciating fastest, and which ones are hidden gems.

Seabridge
River Ridge
Mandalay Bay
Hollywood Beach
Oxnard Shores
College Area
Downtown Oxnard
South Oxnard

What Can You Actually Afford in Oxnard?

Use this calculator to see your real monthly payment—including taxes, insurance, and PMI. No email required. No BS.

Mortgage Payment Calculator

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Additional Monthly Costs

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Estimated Monthly Payment

$0

Principal & Interest + Taxes + Insurance + HOA
Loan Amount$400,000
Total Payment$0
Total Interest$0

Monthly Payment Breakdown

Principal & Interest$2,661
Property Tax$500
Home Insurance$150

Questions Oxnard Buyers Ask Me Every Day

Let's Get You Pre-Approved Today

Call me right now. I'll tell you exactly what you qualify for, what your payment will be, and how fast we can close. No runaround. No corporate BS.

Call (805) 393-6278

Licensed NMLS Broker • Serving Oxnard & All of Ventura County

Ready to get pre-approved in 24 hours?

No credit impact • Free rate quote