Turn your home equity into tax-free cash without selling your home or making monthly mortgage payments. Designed for homeowners 62 and older who want to supplement retirement income while staying in their home.
Everything you need to know about this loan program
We shop 20+ lenders to find you the best rate • As low as 6.875%
Rates from our lender partners, updated daily. As a broker, we compare rates from 20+ lenders to find you the best deal. Your actual rate may vary based on credit score, loan amount, and other factors. Call (805) 393-6278 for a personalized quote.
See if you qualify for this loan program
Not sure if you qualify? Let's find out together.
From application to closing in 6 simple steps
We'll explain how reverse mortgages work, discuss your financial goals, and determine if it's the right solution for you. No obligation, just education.
Complete a required counseling session with a HUD-approved counselor. This ensures you fully understand the loan terms and alternatives.
Submit your application and we'll order a home appraisal. The appraisal determines your home's value and how much you can borrow.
We review your application, verify your age, property ownership, and ability to maintain the home. No income verification needed.
Sign your documents and choose your payout option. You have a 3-day right of rescission to change your mind after closing.
After the rescission period, receive your funds via lump sum, line of credit, monthly payments, or a combination.
Ready to get started? We can get you pre-approved in 24 hours.
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Estimated Monthly Payment
$0
Get answers to the most common questions about Reverse Mortgage
Get pre-approved in 24 hours with competitive rates and fast closings.
⚡ No credit impact • Free rate quote • $0 lender fees
Serving Oxnard, Ventura, Thousand Oaks, and all of Ventura County
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