Thank you for your service. VA loans offer 0% down payment, no monthly mortgage insurance, and competitive rates exclusively for veterans, active-duty military, and eligible surviving spouses.
Everything you need to know about this loan program
We shop 20+ lenders to find you the best rate • As low as 6.500%
Rates from our lender partners, updated daily. As a broker, we compare rates from 20+ lenders to find you the best deal. Your actual rate may vary based on credit score, loan amount, and other factors. Call (805) 393-6278 for a personalized quote.
See if you qualify for this loan program
Not sure if you qualify? Let's find out together.
From application to closing in 6 simple steps
We can help you get your COE from the VA, usually within 24-48 hours. You'll need your DD-214 (discharge papers) or current military status. This proves your eligibility for VA loan benefits.
Submit your application with income, asset, and credit information. We'll determine your maximum loan amount. Pre-approval shows sellers you're a serious buyer with financing ready.
Work with a real estate agent familiar with VA loans. The home must meet VA minimum property requirements (MPRs) to ensure it's safe and livable. We can explain what to look for.
A VA-approved appraiser inspects the property to ensure it meets MPRs and confirms the value. This protects you from overpaying and ensures the home is in good condition.
Our underwriting team reviews your complete application and ensures it meets VA lending guidelines. We'll verify employment, income, and assets, and request any additional documentation needed.
Sign your final documents and receive your keys! VA loans typically close in 30-40 days. You've earned this benefit through your service - enjoy your new home.
Ready to get started? We can get you pre-approved in 24 hours.
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Estimated Monthly Payment
$0
Get answers to the most common questions about VA Loans
Get pre-approved in 24 hours with competitive rates and fast closings.
⚡ No credit impact • Free rate quote • $0 lender fees
Serving Oxnard, Ventura, Thousand Oaks, and all of Ventura County
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