Ventura County Mortgage Broker

Looking for a Mortgage Broker in Ojai?

I'm Tino. I've been helping Ojai families buy homes for 25+ years. Pre-approved in 24 hours or I pay you $100. That's my guarantee.

(805) 393-6278
93023, 93024
ZIP Code
$950,000
Median Home
24 Hours
Pre-Approval
5.0
Rating

Here's Why Ojai Families Choose Me Over Big Banks

Ojai is a picturesque mountain valley town known for its arts community, spiritual retreats, and stunning natural beauty. With a median home price of $950,000, it attracts buyers seeking luxury properties, ranches, and a unique lifestyle in the "Shangri-La" of Southern California.

Look, I've been working in Ojai since 1999. I know every neighborhood, every street, every appraiser. That local knowledge? It saves you time and money.

Here's the difference: Banks give you ONE loan option—theirs. I shop 20+ lenders and bring you the 3 best offers. You pick the winner. Plus, I answer my cell phone at 9pm on a Saturday. Try that with Wells Fargo.

"But Tino, Which Loan Should I Get?"

Great question. Here are the most popular options for Ojai buyers. Not sure which one fits? Call me—I'll tell you in 5 minutes.

I Know Every Ojai Neighborhood

I've closed loans in all of these neighborhoods. I know which ones have the best schools, which ones are appreciating fastest, and which ones are hidden gems.

Downtown Ojai
Meiners Oaks
Oak View
Upper Ojai

What Can You Actually Afford in Ojai?

Use this calculator to see your real monthly payment—including taxes, insurance, and PMI. No email required. No BS.

Mortgage Payment Calculator

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Additional Monthly Costs

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Estimated Monthly Payment

$0

Principal & Interest + Taxes + Insurance + HOA
Loan Amount$400,000
Total Payment$0
Total Interest$0

Monthly Payment Breakdown

Principal & Interest$2,661
Property Tax$500
Home Insurance$150

Questions Ojai Buyers Ask Me Every Day

Let's Get You Pre-Approved Today

Call me right now. I'll tell you exactly what you qualify for, what your payment will be, and how fast we can close. No runaround. No corporate BS.

Call (805) 393-6278

Licensed NMLS Broker • Serving Ojai & All of Ventura County

Ready to get pre-approved in 24 hours?

No credit impact • Free rate quote