Mortgage Advice That Doesn't Suck

No corporate BS. No jargon. Just straight talk about mortgages, rates, and buying homes in Ventura County.

Rates & Market
November 23, 2024
8 min read

Mortgage Rates Today in Ventura County (November 2024)

What are mortgage rates today? I check 20+ lenders every morning. Here's what you need to know about current rates, what affects them, and how to get the best deal.

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Calculators
November 20, 2024
6 min read

Mortgage Calculator: How Much House Can You Actually Afford in Ventura County?

Most mortgage calculators lie to you. They show you the principal and interest—but that's NOT your real payment. Here's what you'll actually pay every month.

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Loan Programs
November 15, 2024
10 min read

FHA Loans Explained: The Truth About 3.5% Down Payments

Think you need 20% down to buy a house? Wrong. FHA loans let you buy with just 3.5% down. Here's how they work and who should use them.

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